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Self-funding employee benefits with a captive
Despite national conversations, the cost of traditional fully insured health insurance continues to skyrocket. More than ever employers are leaning on benefit consultants for solutions that will stabilize costs. Self-funding is the most efficient way for an employer to provide health benefits; however, self-funding can be volatile for mid-sized employers. Stop-loss captives, one of the fastest growing segments of the employee benefits market, have proven to be an effective way to self-fund and gain control of costs without the associated volatility.
In this white paper, you’ll learn about why employers are moving towards self-funding, the benefits of medical stop-loss captives, how group captives are structured and the financing and risk management practices available to employers.